Recorded events
Hail and wind recorded near Laguna Beach
Radar has picked up hail-bearing storm cells within ten miles of Laguna Beach on two days: 18 March 2024 and 5 October 2021. Here is what was recorded, and what is worth checking as a result.
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Hail
The most recent detection was on 18 March 2024, about 2 years ago. Radar sized the largest stone in that cell at about 0.5 inches, small, and unlikely on its own to have marked a sound roof. The nearest cell was about 9.7 miles away, which is close enough to be worth checking and far enough that it may have missed the house entirely.
| Date | Largest stone sized by radar | Nearest cell | Cells that day |
|---|---|---|---|
| 18 March 2024 | 0.5 in | 9.7 mi | 1 |
| 5 October 2021 | 1.0 in | 6.3 mi | 4 |
Wind
Over 5 years of daily records at this location, the highest modelled gust was about 54 mph, below the 58 mph severe threshold but well into the range that finds anything already lifted or loose. There were 24 days above 39 mph and 12 above 45 mph in that period, concentrated in January, February, and March.
| Date | Peak gust |
|---|---|
| 14 March 2024 | 54 mph |
| 29 October 2023 | 48 mph |
| 1 March 2023 | 45 mph |
| 25 February 2023 | 52 mph |
| 1 January 2023 | 47 mph |
| 12 April 2022 | 45 mph |
| 14 December 2021 | 45 mph |
| 11 October 2021 | 45 mph |
The checks worth making
The ridge and the edges
Wind does not lift a roof from the middle. It gets under an edge — the rake, the eave, the ridge cap — and peels inward from there. Those are the places to look at from the ground with binoculars after a wind event, and they are the places a marginal roof gives up first.
Inside, before outside
The underside of the deck is the most honest surface on the whole house. It shows water that has not yet reached a ceiling, and it tells you roughly how long the water has been arriving.
Granules where they should not be
Look in the splash blocks and at the base of the downspouts. Granule loss concentrated in one area, rather than spread evenly, is the pattern that points at impact rather than at age.
Flashing, chimneys and skylights
Most storm leaks are not through the field of the roof. They are at a junction — a chimney, a skylight, a wall abutment, a valley — where something is meant to be sealed and is not any more. Wind opens those seams before it opens anything else.
The soft metal, first
Gutters, downspouts, vent caps, and any aluminium fascia are softer than the roof covering and dent before it marks. If there are no dents in the soft metal, there is very probably no impact damage on the shingles either. This is the check an adjuster makes before getting on the roof, and you can make it from the ground.
Reporting, and the clock on it
The reporting deadline in a policy runs from the date of the loss. Damage found late is denied on that basis more often than on any argument about the damage itself, and the dates above exist precisely so that a date is available when one is needed.
Reporting is not the same as committing. A claim that turns out to be below the deductible can be withdrawn, and finding out the scale of the damage before filing is generally the right order.
What an adjuster looks for, and what to document
About this data
Hail detections come from NOAA NCEI’s Severe Weather Data Inventory (NEXRAD product nx3hail) within 10 miles of Laguna Beach. Radar sizes hail in a storm cell; it does not observe what landed on any particular roof. Gust figures are daily maxima from the ERA5 reanalysis archive at this city’s coordinates, which is a model of the weather rather than a reading from an instrument in the neighbourhood. Both are useful for dates and for scale, and neither is evidence about your roof. Last refreshed 2026-08-31.
Questions after a storm
There was a storm near me. Do I have damage?
A recorded storm nearby is a reason to have the roof looked at, not evidence that anything happened to it. The useful first check costs nothing: dents in the soft metal around the roof, and a look in the attic on a bright day.
How long do I have to report storm damage?
Your policy sets the limit and it is measured from the loss, not from the discovery. Reporting is not the same as committing to a claim, so if there is any doubt it is usually better to report and then decide.
Where do the storm dates on this site come from?
Hail comes from NOAA’s Severe Weather Data Inventory — radar detections of hail-bearing storm cells within ten miles of Laguna Beach, with an estimated stone size. Wind comes from the ERA5 reanalysis archive as a daily maximum gust at this city’s coordinates. Both are useful for dates and scale. Neither is an observation of your roof, and we do not present them as one.
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